Errors and Omissions:

Being held responsible for your acts, errors or omissions. 

Because your assets are at stake if you do not have the coverage or enough of it.  It is your first and most important line of defense.

Employment Practices Liability (EPLI):

Claims / Suits from employees, job candidates or other third parties for wrongful employment practices such as discrimination, harassment including sexual, failure to hire, failure to fire, wage and hour and more.

These types of claims are on the rise and are more prevalent than you think.  Traditional insurance policies such as general liability, workers compensation, and professional liability do not cover, or may not adequately cover these exposures.

Management Liability:

Claims against the executive or management committee of a law firm of a non professional nature, i.e. the management of the firm.

Traditional forms of insurance such as professional liability or general liability do not cover this exposure.

Fidelity / Fiduciary:

You certainly can be held liable for employee benefits that you administer for your firm such as life, medical, 401K plan.

These are exposures that are often overlooked.  They require specific endorsements or stand alone policies.

General Liability:

Exposures of a non professional nature.

Because your assets are at stake if you do not have the coverage or enough of it.

Cyber Liability:

Being held responsible for a breach in your network security.  Being held responsible through increasing government regulation.

Because it is an expanding area of liability which goes beyond the scope of traditional insurance policies.

Partner Umbrella Program:

Being held personally liable for non business exposures in your life.

Because auto, boat and homeowners policies often offer inadequate liability protection.