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Herbert L. Jamison & Co, LLC (Assured Partners) Blog

View the latest blog posts from Herbert L. Jamison & Co, LLC (Assured Partners).

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Tuesday, February 23, 2021

The Benefits of BOP Deductibles

Small business owners often qualify to enroll in a business owners policy (BOP) in order to receive their foundational commercial insurance benefits. This single policy package will allow them to get numerous types of coverage in one place and at one price. READ MORE >>

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Wednesday, December 30, 2020

Now that it’s the off-season for RV travelers, you might not be using your vehicle as much as you ha

Now that it’s the off-season for RV travelers, you might not be using your vehicle as much as you have previously. Therefore, since you aren’t on the road as much, you might wonder if you really need the full benefits offered by your RV insurance. Should you cancel it altogether? READ MORE >>

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Monday, November 30, 2020

When Does Commercial Auto Insurance Not Cover an Accident?

Commercial auto insurance policies are designed to protect your business’ vehicles in case of damage or an accident, but unfortunately, these policies don’t cover everything. It is important to understand what may be excluded under your commercial auto insurance policy and how to avoid a commercial car insurance claim being denied. READ MORE >>

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Tuesday, October 20, 2020

How Much Commercial Property Insurance Does Your Business Need?

Whether you own a single retail shop or a chain of restaurants, you will need a commercial property insurance policy that covers your business’ physical assets. You will want enough coverage to replace property and key equipment after an incident. Calculating the Value of Your Property READ MORE >>

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Thursday, September 17, 2020

Will Flood Insurance or Home Insurance Pay for Water Damage?

No one likes to clean up a spill, much less deal with a flood in their home. FEMA estimates that just one inch of floodwater in your home can cause $25,000 or more in damage costs. You might have to repair your property, replace possessions or pay for cleanup. You might wonder if you have insurance to cover the damage. READ MORE >>

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Friday, August 28, 2020

Is Boat Insurance Cheaper in the Fall?

When the sun comes out, so do the boats. Just as dependently, when it grows too cold to handle gliding across the waters, boat-owners stow their boats until it’s warm again. Does this mean that your boat insurance goes down when you’re not using it? READ MORE >>

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Friday, July 17, 2020

Where Your Professional Liability Insurance Might Not Cover You

Professional service providers often have to gain a lot of trust from the people they serve. Should mistakes occur, then a lot of harm might result. If someone harmed as a result accuses your business of wrongdoing, then you might have to turn to professional liability insurance to help you cover the costs. READ MORE >>

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Tuesday, June 23, 2020

Why Does Credit Affect My Renters Insurance Rates?

Renters insurance rates are calculated depending on many factors, one of which is your credit score. As you know, insurance agencies use your credit score as a factor in most insurance policies, such as home, motorcycle and auto insurance policies. So why does your credit score matter when it comes to insurance? READ MORE >>

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Thursday, March 26, 2020

Will My Credit Affect What I Pay For General Liability Insurance?

Running a small business can allow you to double your income, or better. But it also doubles the number bills you're paying each month, the number of accounts you need to juggle and the number of cards you need to carry in your wallet. It's a fair trade-off for being your own boss. READ MORE >>

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Wednesday, February 26, 2020

5 Lesser Known Road Safety Tips

You know not to go full speed on icy roads, and you may know to give yourself some extra time for braking in the rain. But there are a lot of safety tips that aren't such common knowledge. Here are a few worth keeping in mind if you want to keep your record clean and your auto insurance affordable: READ MORE >>

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